July 23, 2010 
Lately we have been getting several new members who previously had accounts at the “big banks”, especially Chase. I asked one of our New Accounts reps if our new members indicated why they left the bank. Here’s what she said: Read the rest of this entry »
Posted in General 
No Comments »
July 14, 2010 
Want to get rid of your newspapers, old tax documents, computer monitors and more?
Come to the FREE Recycling and Shredding event on Sunday, July 25th! Bring paper, glass, plastic, aluminum, and electronics to be recycled as well as documents to be securely shredded at the Chabad of Northridge’s recycling event. This event raises funds for Smile on Seniors of Northridge.
Sunday, July 25
10:00 am to 3:00 pm
Chabad of Northridge Parking Lot
(Enter through the alley)
17142 Devonshire St.
Northridge
For more information call (818) 324-5828 or email Smile on Seniors today!
Posted in Community Events No Comments »
July 8, 2010 
If you have a teenager, you may be hearing these familiar refrains:
“But I NEED a credit card!”
“How am I supposed to buy gas?”
“Everyone else has one.”
It may be true that lots of your teen’s friends have credit cards. In fact, according to a survey by The Student Monitor, nearly two thirds of college students acquired their first credit card before age 19. But what if your teen just isn’t ready for the responsibility of a credit card? We have another idea. Read the rest of this entry »
Posted in Tips 2 Comments »
June 21, 2010 
It’s that time again! The L.A. Daily News is holding their annual Readers Choice Awards. For those of you in the San Fernando Valley, you may know that every year you get to vote for your favorite chinese restaurant, dry cleaner, pet store, and more.
All you have to do is go here, enter a valid email address (they will send an email to you to validate it) and start voting! But hurry – voting ends on Sunday, July 4th!
And, of course, don’t forget to vote for Matadors Community Credit Union under Goods & Services! We are proud to have won in 2008 and 2009 and want to make this a trifecta! Happy Voting!
Posted in General No Comments »
June 2, 2010 
Marketing scams have been around for a long time. And unfortunately, most of the time, the targets, and victims, are the elderly.
Today’s warning is part of a “Multi-National Day of Action” in conjunction with various other federal agencies and the Royal Canadian Mounted Police. It is estimated that these fraud schemes cost consumers billions of dollars per year in the U.S. and other countries.
What is a Mass-Marketing Scam?
According to the FBI, mass-marketing fraud includes fraud schemes that use one or more mass communication technique or technology, such as the Internet, telephones, the mail or in-person meetings, to present fraudulent solicitations to a number of prospective victims, to conduct fraudulent transactions with victims or to transmit proceeds of the fraud to financial institutions or others connected with the scheme. Read the rest of this entry »
Posted in Alerts & Scams No Comments »
May 19, 2010 
In a tradition that began in June of 1982, Northridge Park will once again host a celebration of our community. THE NORTHRIDGE COMMUNITY HAWAIIAN FESTIVAL will take place June 5th and 6th. Admission and parking are free and all of your favorite activities, fun, food, and entertainment will be there.
The Kiwanis Club of Northridge, NORTHRIDGE1OO, the Neighborhood Councils and the North Valley Regional Chamber of Commerce (NVRCC) have joined forces to make sure this yearly celebration of Northridge continues. This year is the Centennial year for the community of Northridge. While you’re enjoying the festival, stop by the Northridge100 booth to see old photos of Northridge, and learn about all the fun things to see and do throughout the rest of the year to celebrate our 100th! Bring a favorite photo of an event, place, or occasion celebrated in Northridge! MCCU is a proud supporter of Northridge100! Read the rest of this entry »
Posted in General 1 Comment »
April 22, 2010 
I’ve heard so many friends and acquaintances complain recently about how high their bank fees have gotten. For things like NSF (bounced checks), stop payments and just to maintain their account. My response to them: Leave the bank, join a Credit Union! Really, it’s that easy.
Oftentimes, their response is: But it’s too difficult to change my account, too much of a hassle.
I’m here to tell you that it really doesn’t need to be a hassle, or difficult to switch financial institutions. Here are some common protests, and my responses:
But I still have checks outstanding. OK, I get it. So wait until all your checks, and any debit card transactions, have cleared. Then close out the account. You can always open the new account at the Credit Union to get that going while you’re waiting for your checks to clear.
I have automatic withdrawals (ACH) from my checking account at (insert name here) Bank. Establish your account at the Credit Union, and get the account number and routing, or ABA, number. Call the companies you have ACH with and give them your new information. Some companies will even allow you to make those changes online, in just a few minutes. Read the rest of this entry »
Posted in Tips 1 Comment »
April 12, 2010 
Matadors Community Credit Union (MCCU) is proud to be a participant of Invest in America. Invest in America is a membership enhancement program that offers our members discounts on products and services provided by U.S. based companies. This partnership not only gives our members’ valuable discounts, but it also increases sales for our participating companies and, on a larger scale, helps stimulate the U.S. economy. Basically, Invest in America is a win‐win for everyone. Read the rest of this entry »
Posted in Tips 1 Comment »
April 1, 2010
The other day I was evaluating all of the credit I have floating around out there, especially on my credit cards. I do have one card that I really don’t use so, for a brief moment, I pondered cancelling it. Then I remembered that by doing that, my credit score would be affected, and not in a good way.
I ran across this article online and thought I would borrow it to share with all of you. The following are tips on how you can keep your credit score from falling.
Remember: the higher your credit score, the better the rates will be when it comes time for you to get a loan – car, mortgage, or even for a credit card. Plus, due to high volumes of delinquencies and bankruptcies, many lenders are raising their standards on minimum credit scores required to even be considered for the loan. Read the rest of this entry »
Posted in Tips 1 Comment »
March 15, 2010 I just stumbled upon this article on cnnmoney.com that lists 12 ways to save money in taxes. Some are repeats from my previous article, but there are some different ways as well. Definitely worth a read!
Whether you’re a homeowner, or thinking about becoming one in the next month or so, have a child in college, or have been unemployed, there are tax breaks for you so take advantage of all that you can!
And remember, MCCU is here for you every step of the way.
Posted in Uncategorized No Comments »
Marnie Nemcoff is the Vice President of Marketing for Matadors Community Credit Union. She has worked in the banking industry since 1989, and has been with credit unions since 1997.
