Entries from November 2008

Car Buying: Used or New, 0% Financing – What You Should Know

Date November 25, 2008

With the price of an average new car well over $25,000, buying a vehicle is, indeed, a big decision these days. Fortunately, there are ways to keep your costs down. Buy used instead of new. This could save you thousands of dollars right off the bat. Yes, you’ll want to have the vehicle carefully inspected. […]

Avoid Unexpected Auto Repair Costs

Date November 21, 2008

I’m in a conundrum. My car’s warranty is expiring in a few months. I’ve been really spoiled these last few years with not having to pay for repairs to my car. But what do I do when I don’t have that luxury anymore? What happens if my car breaks down? My options are: Get a […]

Protect Yourself Against E-Mail Fraud

Date November 18, 2008

Internet “phishing” scams are one of the fastest growing frauds today. Phishing typically involves a bogus e-mail message that uses legitimate materials, such as a credit union or other organization’s website graphics and logos – the “look and feel” – in an attempt to entice e-mail recipients to provide personal financial details, such as account […]

Teach Your Kids to be Savvy Savers!

Date November 14, 2008

Being a mom, and working in the banking industry, I am more than aware of the importance of teaching my son to be a smart saver and to make the most of his money. As kids, how many of us would take our allowance, head down to the candy store and spend it all on […]

Identity Theft: Could Your Children Be at Risk?

Date November 10, 2008

If you’re like me, you’ve talked to your children about talking to strangers, how to be safe online, and more. But have you spoken to them about identity theft? According to the Federal Trade Commission, there are more identity theft victims between the ages of 18 and 29 than any other age group. This may […]

Beward of Fraudulent Loan Solicitations

Date November 5, 2008

The Federal Reserve is warning consumers about a fraudulent loan program being touted around by scammers. Here’s how they do it: Consumers are told that they can work with a broker to access a Federal Reserve program that extends sizeable secured loans to consumers. These consumers are encouraged to deposit large sums of money into […]

Is the State of California Holding Your Money?

Date November 3, 2008

The answer might be YES! Some people don’t realize they have anything – maybe money from an old savings account where you forgot to change an address? What about a rebate or refund that was returned to sender? By law, on an annual basis, financial service entities send the State of California money from accounts […]