Entries from October 2016

5 Ways to Grow an Emergency Fund

Date October 31, 2016

An emergency fund is meant to protect you and your finances in extreme emergencies like job loss, sudden death of a spouse, or a catastrophic event like a flood or earthquake. Financial experts maintain that an emergency fund should be large enough to cover at least four to seven months of your current expenses—not your […]

Year-End Retirement Savings Strategies

Date October 28, 2016

Whether your retirement unfolds as a beautiful dream or a scary nightmare depends largely on the financial decisions you make today. But if retirement planning is brand-new to you, you’re not alone. The average working household has very little cash saved for retirement and about 45% of working-age households have no retirement savings at all, […]

Safety Options to Consider for Teen Drivers

Date October 26, 2016

While most teens nowadays value their smart phone more than car ownership, the fact is, most kids still need to get from point A to point B. Whether it’s your car they’ll be driving or their own set of wheels, there are a number of safety considerations that go into picking the right car for […]

Are You a Veteran? You May Be Eligible for a VA Home Loan

Date October 24, 2016

To be eligible for a VA-guaranteed loan, you must meet credit and income standards and have a valid Certificate of Eligibility (COE). The home must be for your own personal occupancy. You must have been discharged under conditions other than dishonorable and meet service requirements. 100% Financing available* No mortgage insurance requirement Cash Out Refinance […]

3 Factors That Affect Student Loan Interest Rates And When To Refinance

Date October 18, 2016

This post originally appeared on the SoFi blog. Refinance Your Student Loans and receive a $200 Welcome Bonus! Lately, there’s a lot of talk about student loan interest rates in the news: reports on Hillary Clinton’s student loan refinancing proposal, stories regarding recent changes in federal interest rates, and speculation about when to refinance student loans, given the likelihood […]

Simple Tips to Help You Avoid Remodeling Pitfalls

Date October 13, 2016

For most of us, our homes are our biggest investment. Someday, all homes are going to need repairs, like a new fence or roof. Some homeowners may undertake a major remodeling project. No matter what the need, homeowners must take the time to learn how to hire and manage home improvement contractors. Fortunately, the California […]

What is a Rollover IRA?

Date October 11, 2016

Leaving your job? Take your retirement account with you. When you retire or change jobs, you have lots of decisions to make. One of the most important is: what will you do with your retirement account? Basically, you have four choices: Leave the money where it is (probably not your best option). Your investment choices […]

Start Your Kids on the Right Financial Path!

Date October 7, 2016

Financial literacy is important. Not just for adults – but especially for our kids. We want them to grow up to be financially smart and stable humans, who never have to worry about money. If we can teach them the skills to save and manage their money wisely now, we, as parents and grandparents, can […]

Tired of Too Many Unwanted Solicitations?

Date October 5, 2016

It’s dinnertime and the phone rings. You get up, answer the phone, and it’s a representative from the local phone company (not yours) trying to upsell you long-distance services. Or are you getting a ton of unwanted scam or sales calls to your cell phone (p.s. the IRS will never call you if you owe […]

Exclusive Savings for Credit Union Members!

Date October 3, 2016

          Love your savings. Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about. Matadors Community Credit Union is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved […]