Entries from February 2017

Best Times to Buy 2017

Date February 27, 2017

Need help making these purchases? MCCU has affordable Personal Loans with low interest rates and monthly payments! A major price is a given for every major purchase – or is it? If you time your buys right, you’ll save a ton. Here are the best things to buy during each month of the year! February: […]

ATM Fraud On The Rise: Staying Safe While Getting Cash

Date February 24, 2017

Did you know? MCCU members can use over 30,000 no-fee CO-OP Network ATMs, nationwide? Find an ATM near you now! Scammers are everywhere in web-based commerce. You might think you’re safe using cash, but scammers wait in one location you can’t avoid: the ATM. ATM fraud is an old concern, but technological advances mean consumers […]

Beware These Utility Scams

Date February 22, 2017

Gas, electricity and water are not purchases you regularly think about. However, if someone called and said your account was overdue and that your service was about to be shut off, it’d be frightening. You might do whatever they say to avoid the consequences. And that’s exactly what scammers are counting on. The Department of […]

Get These Things Out Of Your Purse Or Wallet Now!

Date February 20, 2017

Your wallet can easily become cluttered with loyalty cards, coupons, cash, checks, store credit cards and a host of identification cards. Not only is an over-stuffed wallet a hassle to carry, it may make identity theft easier. Give your purse or wallet a good once over. Look for things you don’t regularly need, and take […]

Going From New Homeowner To Happy Home: Tips For Recent Homebuyers

Date February 17, 2017

Looking for your first home? Contact us about our mortgage loans! Becoming a homeowner is a major milestone. There’s a thrill in owning your own place, and you’ve got a new, large investment to maintain. A successful homeowner is one who can perfectly balance that new freedom and responsibility. There are several upcoming firsts for […]

Credit Cards Or Debit Cards – What’s The Smartest Swipe?

Date February 15, 2017

Most people own at least one debit card and at least one credit card. Although it may not seem like it, there are many differences between the two. Each time you use a credit card, you’re borrowing money. You’ll need to pay that money back along with interest. A debit card, on the other hand, […]

How Can You Get The Most Out Of Your Investment In Your Home?

Date February 13, 2017

I want to increase the value of my home.  What can I do? Regular home maintenance is essential to protecting your largest investment. Before you worry about luxury amenities like a swimming pool or marble counter tops, go through the house and do some preventative maintenance.  You can start by printing out a home walkthrough […]

How To Get By In An Emergency: Personal Loan Or Credit Card?

Date February 10, 2017

Unexpected expenses are, by nature, unplanned … and costly. While it’s best to have a rainy-day fund, for many this is just a dream. If you’re unsure how you’d survive a financial emergency, you’re not alone. A survey found that 47% of Americans would borrow for a $400 emergency. As a credit union member, you […]

Private Mortgage Insurance – What You Need To Know

Date February 8, 2017

Mortgage or PMI Questions? Contact one of our mortgage advisors today! Whether you’re a long-time homeowner or you’ve just started shopping for your dream house, you’ve seen stacks of papers full of acronyms. Buried amid the dense undergrowth of legalese are three letters that could be costing you more than you think. Be on the […]

Put Your Trust In A Trust: 4 Reasons Trust Accounts Make Sense For You

Date February 6, 2017

No one wants to think about estate planning, but you’ll need to make a plan for when the end comes. You owe it to the people you love. One way to establish a plan for your estate is through a will, which is a contract between you and your heirs that is enforced by the […]