Entries from June 2017

6 Ways To Save On Your Summer Vacation

Date June 30, 2017

The open road is calling and your dream vacation awaits! But first, you need to work out the financial details. How are you going to pay for your getaway? Ideally, a plump vacation fund is the way to go. Unfortunately, though, many of us don’t think about how we’re going to pay for vacation until […]

Your Personal RV Buying Guide

Date June 28, 2017

Q: It’s vacation time! We’re thinking about buying an RV, but RV lots seem so intimidating! How can we fight that stress? A: Nothing beats a summertime road trip, but long hours in the car can really kill a vacation. That’s the beauty of recreational vehicles. The road IS the destination; anywhere you go, you’ve got luxury-class […]

Beware Of Phishing Scams!

Date June 26, 2017

The Federal Trade Commission (FTC) has warned of a recent upsurge in phishing scams involving credit union brands. In all phishing scams, the scammer poses as a legitimate business or service provider where the victim may have familiarity. In this case, they claim to represent your credit union. The fraudsters use social engineering, capitalizing on […]

Skip-a-Pay: Free Cash Flow With A Summertime Break From Your Loan Payment

Date June 23, 2017

Q: Summer puts a strain on my budget because of extra expenses! Is there any way I can skip my car loan payment, just for one month, without being penalized? A: Summer expenses can bust any budget. Skip-a-pay will give you more breathing room during this expensive time of year. Skip-a-Pay is a program offered by MCCU […]

Financial Tips For Single Parents

Date June 21, 2017

Single parenting brings unique budgeting challenges. The U.S. Department of Agriculture reports that it costs an estimated $241,080 for a middle-income couple to raise a child to age 18 – and many single parents shoulder that responsibility alone. Even with adequate child support, it’s smart to be proactive about financial matters as a single mom […]

Retirement Savings For Self-Employed People

Date June 19, 2017

Moonlighting is the new normal. It seems like everyone has a side hustle or a personal project they hope to someday turn into a business. While this money-making ambition is good for the pocketbook, it can be a little tricky come tax time. Unlike salaried employees, independent contractors don’t get 401(k) programs, pensions or other […]

Earn More – Special 15-Month Certificate Rate at MCCU!

Date June 15, 2017

Make Your Home Energy Efficient!

Date June 14, 2017

Matadors Community Credit Union has partnered with the state of California to offer homeowners affordable financing for energy-efficient upgrades! Click here for more information on our Energy Loans and enjoy the video!    

7 Ways To Love Your Mortgage

Date June 12, 2017

Every corner of the personal finance world seems to hammer home the same point: Debt is the wealth killer. Debt is the single greatest threat to your retirement planning, college savings and financial independence. Except, as it turns out, there is one kind of debt that defies all of these rules: mortgages. Money you owe […]

Protect Yourself from WannaCry Ransomware and Other Viruses

Date June 9, 2017

On Friday, May 12, an unprecedented virus spread through the internet, creating enormous damage and loss. The WannaCry ransomware, as it is called, attacked 57,000 computers in less than a day. Ransomware works by holding a victim’s data under “ransom.” The virus encrypts the data and holds it hostage unless the victim pays a ransom, […]