Entries Categorized as 'Loans'

Buy a Car Without Going to a Dealership? Yes, You Can!

Date September 13, 2017

With Autoland, you don’t have to waste hours of your precious time at the Dealer! And, you won’t have to haggle with those finance reps! Autoland can help you find the new or certified pre-owned car you’re looking for, even if you don’t know where to start. You can start your car search online, and […]

The Pros And Cons Of Bridge Loans

Date August 9, 2017

If you’re looking to buy a new home, you may be counting on the proceeds from the sale of your existing home to help cover the down payment and closing costs. What happens if selling that home takes longer than you’d anticipated? What if you need to move quickly? How will you be able to […]

Creative Ways To Save On Energy Costs

Date August 2, 2017

Are your summertime electricity bills astronomical? Check out our list of 10 creative ways to trim your bill in the summer and all year ’round! 1.) Plant trees If your home has lots of west-facing windows, you’re likely getting loads of sunlight each afternoon, and that’s making your AC unit work harder. Lower your energy […]

Plan For The Payoff When You Plan Your Student Loans

Date July 6, 2017

Planning ahead for college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It’s also a process of understanding how to pay for tuition and living expenses during the college years, which often extends beyond the typical four-year period and sometimes also includes graduate school. Parents […]

Your Personal RV Buying Guide

Date June 28, 2017

Q: It’s vacation time! We’re thinking about buying an RV, but RV lots seem so intimidating! How can we fight that stress? A: Nothing beats a summertime road trip, but long hours in the car can really kill a vacation. That’s the beauty of recreational vehicles. The road IS the destination; anywhere you go, you’ve got luxury-class […]

Skip-a-Pay: Free Cash Flow With A Summertime Break From Your Loan Payment

Date June 23, 2017

Q: Summer puts a strain on my budget because of extra expenses! Is there any way I can skip my car loan payment, just for one month, without being penalized? A: Summer expenses can bust any budget. Skip-a-pay will give you more breathing room during this expensive time of year. Skip-a-Pay is a program offered by MCCU […]

Make Your Home Energy Efficient!

Date June 14, 2017

Matadors Community Credit Union has partnered with the state of California to offer homeowners affordable financing for energy-efficient upgrades! Click here for more information on our Energy Loans and enjoy the video!    

Getting Married? Don’t Let Financial Stress Take The Cake

Date June 5, 2017

Of all the things to discuss before marriage, finances are the least exciting. Statistically, money is the top reason couples argue and financial arguments are among the top predictors of divorce. So, how can you avoid becoming a statistic? Here are some ideas from the experts: Talk To Each Other A 2013 poll by the […]

Borrowing Against Your 401(k) – Is It Ever A Good Idea?

Date May 31, 2017

One of the many perks available to working folk is a company-matched retirement plan, named after the part of the tax code authorizing it. These tax-deferred retirement packages are the principal retirement vehicle for just over half of all people in the United States. Americans sock away about 6% of their pay in 401(k) plans […]

Top 10 Do’s And Don’ts For Personal Loans

Date May 10, 2017

If you are in need of some cash, and don’t have equity in your home (or don’t own a home), consider a low-rate Personal Loan. The rate is usually lower than a credit card, and the terms are usually flexible, letting you enjoy low monthly payments.   Do use it to consolidate debt. Put all […]