From Your Car Loan Payments! Refinance your car loan with rates as low as  2.99% APR¹   No payments for 60 days when you refinance a car loan or finance your used car loan before August 31, 2011!² Refinance your car loan or get a used car loan by 8/31/11 and Win a three-day/two-night Vacation Getaway [...]

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These days, perhaps more than ever, having patience is most definitely a virtue.  And from where I’m standing, nowhere is patience needed more than when you apply for a mortgage loan.  Whether you’re looking to purchase a home or refinance your home, being a borrower in today’s market may make even the most tolerant among [...]

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Has this question crossed your mind lately? Have you acted on it? Sometimes we get so busy with our day to day lives and put a lot of things on the back burner. This is one of those things that you shouldn’t put off right now. Why? Rates are extremely low right now! You could possibly [...]

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The passage of the Home Buyers Tax Credit Extension with the addition of existing home owners being able to participate too has many people asking questions. Who is eligible to claim the $6,500 tax credit? Qualified move-up or repeat home buyers purchasing any kind of home are eligible to claim this credit. What is the [...]

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A few months ago I wrote about advantages for first-time homebuyers. Now there is even more good news, with lowered mortgage rates and home prices still on the low side. Daily reports of doom and gloom surrounding this housing market seem endless with numerous foreclosures and increased government regulations, making a home purchase seem even [...]

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It has recently been reported that home sales, construction and prices increased in June. What does that mean for first-time homebuyers? Now is the time to do your homework, take advantage of savings and offers, and get into a home! Government Tax Credit If you purchase your first home before December 1, 2009, you may be [...]

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In an effort to boost sales of its 2009 fleet, Chrysler has announced it will offer up to $4,500 cash on most 2009 model vehicles. This incentive is valid through Aug. 31, 2009. This is double what is offered by the Cash for Clunkers program, which starts Friday July 24th. Here’s how it works: When you trade [...]

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If you’re like me, when it’s time to do your taxes you are searching for any possible deductions allowed by law. Handing our hard-earned money over to the IRS is not something any of us is really fond of doing. MCCU may have a solution for you. Do you have an auto loan? Are you thinking about [...]

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Looks like Ford has jumped onto Hyundai’s bandwagon and is now offering a Payment Protection program. Here’s how it works: You are automatically enrolled when you purchase or lease any new Ford vehicle. But, it only becomes effective 30 days after you make the purchase.  If you become involuntarily unemployed (note: this won’t benefit you if [...]

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Yesterday I watched President Obama speak and field questions from residents at the Town Hall meeting in Orange County. An attendee asked the President a very good question: “Why aren’t there interest rate caps (the maximum amount of interest that credit card lenders can charge) on credit cards? Why are some cards as high as [...]

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