Entries Categorized as 'Mortgage Loans'

Are You a Veteran? You May Be Eligible for a VA Home Loan

Date October 24, 2016

To be eligible for a VA-guaranteed loan, you must meet credit and income standards and have a valid Certificate of Eligibility (COE). The home must be for your own personal occupancy. You must have been discharged under conditions other than dishonorable and meet service requirements. 100% Financing available* No mortgage insurance requirement Cash Out Refinance […]

Is Fall the Best Time to Buy a House?

Date September 21, 2016

Sometimes it’s smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what’s the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the buyer’s favor to make it the No. 1 season for […]

Home Loans Made Easy at Matadors Community Credit Union!

Date August 31, 2016

If you’re in the market to buy a new home, or if you want to refinance the loan you have and save money, look no further than our Home Loan Partner American Family Funding. Established in 1993, American Family Funding (AFF) has built a strong reputation as an outstanding mortgage brokerage firm serving the lending […]

Make Smart Decisions When Buying a Home

Date August 17, 2016

A home is probably the largest purchase you will make in your financial life. Review these tips to make sure you are making the best decision. Get prequalified. Take the time to meet with a lender before you start looking to ensure you are searching in the price range you can afford. They can also […]

When It Comes To Borrowing, Patience Is A Virtue

Date March 15, 2016

These days, perhaps more than ever, having patience is most definitely a virtue. And from where I’m standing, nowhere is patience needed more than when you apply for a mortgage loan. Whether you are looking to purchase a home or refinance your home, being a borrower in today’s market may make even the most tolerant […]

The Benefits of a Mortgage Pre-approval — and How to Get One

Date November 16, 2015

Unless you were recently selected as the No. 1 pick in the NFL draft or released a hit album, you probably won’t pay for your new house in cash. Like millions of Americans, you’ll take out a mortgage. Before you begin your housing search, try to get a mortgage pre-approval, which is usually good for […]

Pre-Qualification-v-Pre-Approval:  What’s The Difference?

Date September 14, 2015

Buyers are out in full force, which indicates it is going to be competitive for homebuyers.  Since many homes are receiving multiple offers from prospective buyers, when you are ready to buy a home, you will need to be prepared to act quickly.  To that end, it is imperative that you have your mortgage financing […]

What is a Home Equity Line of Credit and Is It for Me?

Date February 3, 2014

Slowly, quietly — perhaps without you even realizing it – something exceptional has been happening all around you. Your home has likely gained a good deal in value. The S&P/Case-Shiller Home Price Index, a leading measure of U.S. home prices, just reported selected city composite gains of nearly 14% year-over-year, based on data through November 2013. […]

Which Type of Mortgage Loan is Right for You?

Date November 20, 2013

When it comes time to buy your first home, understanding you options can be daunting. With so many different types of loans and mortgages available to you, it may not be immediately clear which is the right choice for your family. A basic understanding of the different types of mortgages can transform you into a […]

Getting a new Mortgage Loan? Pre-Qualification vs Pre-Approval: What’s The Difference?

Date November 5, 2013

Buyers are out in full force, which indicates it is going to be competitive for homebuyers.  Since many homes are receiving multiple offers from prospective buyers, when you are ready to buy a home, you will need to be prepared to act quickly.  To that end, it is imperative that you have your mortgage financing […]

%d bloggers like this: