Entries Categorized as 'Savings'

What Would You Give Up to Be Debt-Free?

Date September 7, 2017

Looking to get out from under a mountain of credit card debt? You’ve likely come across an aspirational story or 12 while clicking around. They usually go like this: Penny-pinching Peter rid himself of an enormous amount of debt by cutting out small treats and giving up Netflix. But will abstaining from $12 avocado toast […]

The Dow Jones Reached 22,000. What Does That Mean?

Date August 16, 2017

Q: Everyone is talking about the stock market hitting an all-time high of 22,000. What does this mean? A: The stock market can be confusing. Before answering the 22,000 question, let’s start with a brief explanation on how it works. 1.) What is the stock market? The stock market is where stocks and bonds are bought and […]

Are Your Investments Safe?

Date July 27, 2017

What’s your first thought when you consider the question, “Are your investments safe?” You might think about federally insured deposit accounts through the National Credit Union Administration (NCUA). The NCUA is the independent agency that administers the National Credit Union Share Insurance Fund (NCUSIF). That’s a logical and comforting first thought for most credit union members, […]

Video: The Secret to Financial Success

Date July 25, 2017

 

A Different Breed Of Diversification: What Multiple Certificates Can Do For You

Date July 20, 2017

Share certificates allow you to earn a good return on your money while keeping it accessible for use for major expenses. If you’re planning on buying a house or a car, keeping your down payment money in a certificate can hasten its growth toward your goal.However, If you’re saving for two large purchases, it can […]

Retirement Savings For Self-Employed People

Date June 19, 2017

Moonlighting is the new normal. It seems like everyone has a side hustle or a personal project they hope to someday turn into a business. While this money-making ambition is good for the pocketbook, it can be a little tricky come tax time. Unlike salaried employees, independent contractors don’t get 401(k) programs, pensions or other […]

Earn More – Special 15-Month Certificate Rate at MCCU!

Date June 15, 2017

Make Your Home Energy Efficient!

Date June 14, 2017

Matadors Community Credit Union has partnered with the state of California to offer homeowners affordable financing for energy-efficient upgrades! Click here for more information on our Energy Loans and enjoy the video!    

How To Use Your Graduation Presents To Build Your Financial Future

Date May 17, 2017

If you’re graduating in May, congratulations (assuming you survive finals, that is)! You’ve survived four years – maybe more, and that’s OK –  of nose-to-the-grindstone studying, four years of ramen noodle breakfasts and four years of frantic, last-minute papers. Your family and friends are eager to celebrate your accomplishment, and one of the ways they […]

Health Savings Accounts (HSA) For Today And Tomorrow

Date May 8, 2017

A Health Savings Account (HSA) makes for an easy way to save and pay for qualified medical expenses now and down the road. Though it’s often confused with a Flexible Savings Account (FSA), a Health Savings Account is not the same. For one thing, the funds roll from year to year and will move with […]