Entries Categorized as 'Tips'

All You Need To Know About Open Enrollment

Date November 15, 2017

Open enrollment is here again, and for many Americans this time period – and the entire health insurance market – spells confusion. Read on for the complete rundown on open enrollment, the Affordable Care Act (ACA) and today’s health insurance options. 1.) The ACA – still in effect? The ACA is still up and running. […]

Why Do I Need To Get Preapproved For A Loan?

Date November 13, 2017

Q: Is there any reason to get preapproved for a loan? A: For a large purchase, such as a home or car, having that preapproval in hand before you start shopping is crucial. A preapproval is a written letter from a lender specifying how large of a loan you will be eligible for. The letter will also […]

Shop Safely On Black Friday!

Date November 8, 2017

Q: I love Black Friday but I worry about the risks. With the possibility of being trampled or of my credit card being compromised, there’s so much that can go wrong! How can I protect myself without missing out on the biggest shopping day of the year? A: Black Friday does pose some serious risks to shoppers, […]

FAQs About Share Secured Loans

Date November 6, 2017

Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair: 1.) What are share secured loans? Share secured loans allow you to borrow against your own savings, using it as collateral. Instead of liquidating your account to make […]

Sticky Passwords: Can They Make Your Life Easier?

Date November 1, 2017

Remember the good old days when the only passwords you had to remember were one for your debit card and another for a single email account? Those days are long gone! Today, when the average American has three email accounts, is active on social media and has dozens of other sites and gadgets requiring passwords, […]

College Students: A Study Guide For Your Personal Finances

Date October 30, 2017

Some of the most important lessons you’ll learn in college won’t be taught in a classroom. They won’t have papers or quizzes attached to them, but the tests will come every day for the rest of your life. Your ability to master the pressures of the adult world will determine, in large part, how well […]

3 Reasons You Need an Automatic Savings Plan

Date October 26, 2017

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help. There are two ways you might do this. You can set up a transfer […]

7 Ways To Save On Thanksgiving Costs This Month

Date October 18, 2017

It’s hard to believe that we’e already talking about the holidays, but they’ll be here before we know it! Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for […]

Holiday Hacks For Traveling College Students

Date October 16, 2017

With the holiday season fast approaching, college students across the country are thinking about their trips home. Whether you choose to go home for Thanksgiving or Winter Break -or both – if that trip means hopping on a plane, you’re looking at some big expenses. Can a cash-strapped college student pay for airline flights during […]

I Need Money Fast! Is a Personal Loan the Answer?

Date October 13, 2017

Q: I need to get money together in a hurry. What can I do? Help! A: There are times in your life when you need cash fast. It may be hospital bills, car trouble or crushing debt. A personal loan is for times like these. Personal loans range from $1,000 to more than $50,000, and are not […]