Entries Categorized as 'Tips'

How Students Can Get Discounts And Savings Just By Being A Student

Date December 21, 2017

There’s no doubting it; college is expensive. For most students, the cost is worthwhile because of the earning potential that exists on the other side, but what about the here and now? Did you know being a college student could get you all kinds of discounts? Here are three excellent places to save with your […]

Financial Preparation For 2018

Date December 19, 2017

2018 is almost here – are you ready? Usher in the new year with plans for financial improvement and resolutions to do more.Here are some tips to get you started: Tune your budget It’s great to start off the new year with a plan. A budget is just that-a plan that starts with the income […]

Surviving the Holidays With Your Sanity Intact

Date December 14, 2017

With crowded stores and an ever-growing list of people to shop for, it’s easy to get overwhelmed and to overspend on your holiday shopping. No worries, though; we’ve got you covered! Read on for pre-and post-holiday tips and have yourself a jolly December without breaking the bank. 6 Pre-Holidays Tips 1. Revise your gift list […]

Video: It’s Almost Tax Time! Should You Itemize or Not?

Date December 7, 2017

Whichever way you decide to go, be sure to check with a tax professional first. Doing your own taxes? Click here for a TurboTax discount, courtesy of Matadors Community Credit Union!

A Holiday Wish List For Financially Savvy Students

Date November 29, 2017

As we all know, “‘Tis better to give than to receive.” Still, receiving gifts can be pretty darn cool. Around this time of year, parents and grandparents may be asking you what you want for the holidays. By outlining something you need, you help them give you a gift you’ll use. It’s not selfish. In […]

Just Say No! Teach Your Child To Curb Impulse Purchases

Date November 27, 2017

It’s no secret that impulse buys can wreak havoc on even the most carefully constructed budget. And retailers know this all too well – that’s why the checkout counters in groceries, pharmacies and large shopping centers are packed with dozens of things you may not really need. And that’s why you might come home from […]

All You Need To Know About Open Enrollment

Date November 15, 2017

Open enrollment is here again, and for many Americans this time period – and the entire health insurance market – spells confusion. Read on for the complete rundown on open enrollment, the Affordable Care Act (ACA) and today’s health insurance options. 1.) The ACA – still in effect? The ACA is still up and running. […]

Why Do I Need To Get Preapproved For A Loan?

Date November 13, 2017

Q: Is there any reason to get preapproved for a loan? A: For a large purchase, such as a home or car, having that preapproval in hand before you start shopping is crucial. A preapproval is a written letter from a lender specifying how large of a loan you will be eligible for. The letter will also […]

Shop Safely On Black Friday!

Date November 8, 2017

Q: I love Black Friday but I worry about the risks. With the possibility of being trampled or of my credit card being compromised, there’s so much that can go wrong! How can I protect myself without missing out on the biggest shopping day of the year? A: Black Friday does pose some serious risks to shoppers, […]

FAQs About Share Secured Loans

Date November 6, 2017

Wondering about share secured loans? Here’s all you need to know about this unique product that can provide a low interest rate plus credit building and repair: 1.) What are share secured loans? Share secured loans allow you to borrow against your own savings, using it as collateral. Instead of liquidating your account to make […]