If you have a teenager, you may be hearing these familiar refrains: “But I NEED a credit card!” “How am I supposed to buy gas?” “Everyone else has one.” It may be true that lots of your teen’s friends have credit cards. In fact, according to a survey by The Student Monitor, nearly two thirds [...]
Entries Categorized as 'Tips'
Financial Tips For Your Teenager
July 8, 2010
Bank Fees Too High?
April 22, 2010
I’ve heard so many friends and acquaintances complain recently about how high their bank fees have gotten. For things like NSF (bounced checks), stop payments and just to maintain their account. My response to them: Leave the bank, join a Credit Union! Really, it’s that easy. Oftentimes, their response is: But it’s too difficult to [...]
Invest in a Credit Union and Invest in America
April 12, 2010
Matadors Community Credit Union (MCCU) is proud to be a participant of Invest in America. Invest in America is a membership enhancement program that offers our members discounts on products and services provided by U.S. based companies. This partnership not only gives our members’ valuable discounts, but it also increases sales for our participating companies [...]
Don’t Let Your Credit Score Fall
April 1, 2010
The other day I was evaluating all of the credit I have floating around out there, especially on my credit cards. I do have one card that I really don’t use so, for a brief moment, I pondered cancelling it. Then I remembered that by doing that, my credit score would be affected, and not [...]
Take Advantage of New Tax Provisions for 2009
March 1, 2010
The Olympics are over and the U.S. won a record 37 medals! Now that we’re done spending our weekends watching the Olympics, it’s time to think about filing our taxes. At least, in my house it is. As it happens each year, there are several new tax provisions in California, and probably in other States as [...]
Save More Money with Electronic Coupons
February 11, 2010
Every Sunday when I get the newspaper, I sit down with my scissors and start browsing the grocery coupons. I usually find at least a few that I can actually use and happily set them aside for my next shopping trip. But I always wish there were more that I could choose from – every penny [...]
DMV Makes Innovative Strides with Social Media
January 19, 2010
Grabbing the attention of teens today can be quite a challenge, especially since they want easy-to-find information quick and in most cases – online. The DMV wants to keep young drivers informed and safe on the roads, so it’s encouraging teens to obtain educational information through mediums they are regularly visiting anyway – popular social [...]
“Move Your Money”…to a Credit Union!
January 11, 2010
I’m sure by now you’ve heard of the “Move Your Money” campaign first started by Arianna Huffington of the Huffington Post. Basically, they’re saying that “Too-big-to-fail banks are profiting from bailout dollars and government guarantees, and growing bigger.” And, much like It’s a Wonderful Life, they are urging consumers to move their money from the [...]
Breaking the “Hands-Free” and “No-Text” Laws Not Worth It
December 15, 2009
For all you California drivers – the following article from the Department of Motor Vehicles is a good one. Enjoy and please pass on to loved ones. It is the leading cause of distracted driving collisions in California, increasing one’s risk of a crash by 23 times. It causes an estimated six percent of traffic [...]
Home Buyers Tax Credit FAQs
November 10, 2009
The passage of the Home Buyers Tax Credit Extension with the addition of existing home owners being able to participate too has many people asking questions. Who is eligible to claim the $6,500 tax credit? Qualified move-up or repeat home buyers purchasing any kind of home are eligible to claim this credit. What is the [...]
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