Entries Categorized as 'Tips'

The High Cost of Prepaid Cards

Date May 8, 2012

Do you or a family member have a prepaid card? Are you paying fees on it? You probably are. What is a prepaid card?  Prepaid cards are commonly referred to as prepaid credit cards, but they function more like debit cards than credit cards. Credit cards extend lines of credit to cardholders, whereas a prepaid [...]

CNN Money Expert Clark Howard Encourages Consumers to Go To a Credit Union for a Car Loan!

Date January 25, 2012

I happened upon this video today on CNN. And lo and behold…Clark Howard – CNN’s Money Expert – is talking about getting the best deal for a car loan at a credit union. I’m biased, but I agree. Especially if you already have a car, and a car loan. I can’t speak for all credit [...]

Vehicle Identification Number and Vehicle History Reports

Date January 19, 2012

As cars were first being introduced into California, there was no orderly way to track the vehicles or the owners until 1905. To keep track of all vehicles, the state required cars, bicycles, carriages, carts and similar vehicles to be licensed. However, the automotive industry used a different method to track their vehicles- Vehicle Identification [...]

The Holidays Don’t Have to be Stressful!

Date December 19, 2011

I originally posted this in December 2008. It’s a bit eerie, but not too surprising, that not much has changed in three years. But please read and on behalf of myself, and everyone at the Credit Union, have a safe and happy holiday! Let’s face it. The economy stinks right now. But the holidays are [...]

The Best Holiday Gift You Can Give – Auto Loan Refinancing!

Date November 28, 2011

It’s started. The influx of holiday gift-giving television (and radio) commercials. Over the long Thanksgiving weekend, I think I saw at least a dozen commercials where someone buys a brand new car for their spouse – red bow and all. Really? Most of us can’t afford to buy a loved one a new car for [...]

Car Loan Transfer Day

Date October 27, 2011

Bank Transfer Day – it’s not just for checking accounts! Do you have an auto loan with another lender – a bank perhaps? Would you like to lower your monthly payment? Of course you would. We’ve all been so preoccupied with checking accounts and debit cards that auto loans are being neglected. If you don’t [...]

Leave Your Bank and We’ll Give You $25!

Date October 13, 2011

You don’t have to wait for Bank Transfer Day to switch to MCCU! Open a new Free Checking Account and Debit card with us and we’ll give you $25! It’s that easy. We know that switching your account can be a hassle. That’s why we offer our Switch Kits! Fill out a few simple forms [...]

Bank Transfer Day is November 5th – Are You Participating?

Date October 12, 2011

The “Big Banks” are charging for Checking Accounts, and some will soon charge customers as much as $5 a month to use their Debit Card. So what are Americans doing to protest? Welcome to Bank Transfer Day on November 5, 2011! Bank Transfer Day encourages bank customers to move their accounts out of big banks [...]

Bank of America to Charge $5 Monthly Debit Card Fee

Date September 30, 2011

I’ve already talked about banks charging debit card fees here, but yesterday it was announced that BofA will charge a $5 monthly fee, just to use your debit card, though not for ATM transactions. I won’t re-hash what I’ve already written, but I do want to reiterate that MCCU will not charge a fee for [...]

Buyer Beware: Flooded Used Cars on the Market

Date September 15, 2011

With the recent storms and flooding on the East Coast, many car owners are attempting to sell their cars…that have been flooded and my have caused serious damage to the vehicle. With the Internet, it’s not too far-fetched for someone on the West Coast to purchase a vehicle online from a seller on the East [...]