Entries Categorized as 'Tips'

Payroll (Pay) Card Or Direct Deposit?

Date October 10, 2017

Q: My workplace is offering employees a choice of receiving their wages by direct deposit or pay cards. What are the main differences between the two options? A: Direct deposit  means your paycheck will be deposited right into your checking account, while a pay card works much like a prepaid gift card. There are many other differences, […]

How Low Can You Go? Give Your Child The Grocery Challenge

Date October 6, 2017

Do you ever feel like all your money goes toward groceries? Out of all the non-fixed expenses a household can have, food costs take the biggest bite out of the average monthly budget. Understandably, trying to trim the family’s grocery bill is an ongoing battle for most of us. Give your kids a leg up […]

Should I Make A Balance Transfer?

Date October 4, 2017

Q: I’m considering a balance transfer to an interest-free card. Is that a good idea? A: Transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life. However, there are some things to be aware of. Consider these pros and cons: Pros 1. […]

Debit Cards – Credit Cards With Training Wheels

Date September 29, 2017

When it’s time for teenagers to drive, they’ll need to pay for gas, insurance, and vehicle maintenance costs. Plus, whenever they are out on the road, there’s a good chance they may be spending money at restaurants, stores, and theaters too. You probably don’t want your teenager carrying a lot of cash, so that means […]

3 Reasons To Choose ‘Debit’ At The Checkout Line

Date September 19, 2017

“Debit or credit” has become the refrain of retail transactions. After selecting your purchases, it’s seemingly the biggest decision you have to make. For many people, the choice doesn’t get a second thought. In this article, we’ll look at three reasons why choosing your debit card for retail transactions is the smarter move. 1.) Double-authentication […]

Buy a Car Without Going to a Dealership? Yes, You Can!

Date September 13, 2017

With Autoland, you don’t have to waste hours of your precious time at the Dealer! And, you won’t have to haggle with those finance reps! Autoland can help you find the new or certified pre-owned car you’re looking for, even if you don’t know where to start. You can start your car search online, and […]

Everything You Need To Know About The Equifax Breach

Date September 11, 2017

In a recently revealed breach, 143 million Americans may have had their personal information exposed. Equifax, one of the nation’s three major credit reporting agencies, reported a massive data breach lasting several months. Hackers were able to access people’s names, Social Security numbers, birth dates, addresses and driver’s license numbers. They also stole credit card […]

What Would You Give Up to Be Debt-Free?

Date September 7, 2017

Looking to get out from under a mountain of credit card debt? You’ve likely come across an aspirational story or 12 while clicking around. They usually go like this: Penny-pinching Peter rid himself of an enormous amount of debt by cutting out small treats and giving up Netflix. But will abstaining from $12 avocado toast […]

7 Common Life Insurance Myths Debunked

Date August 30, 2017

Many of us let popular misconceptions about life insurance convince us that we don’t need it. Read on to see how seven of the most widespread life insurance myths are easily debunked. Myth #1: I’m single and I have no dependents. I don’t need life insurance. Actually, you do. Every person should have funds to […]

Video: Save Money on Back to School Shopping!

Date August 28, 2017