Entries Categorized as 'Tips'

Sticky Passwords: Can They Make Your Life Easier?

Date November 1, 2017

Remember the good old days when the only passwords you had to remember were one for your debit card and another for a single email account? Those days are long gone! Today, when the average American has three email accounts, is active on social media and has dozens of other sites and gadgets requiring passwords, […]

College Students: A Study Guide For Your Personal Finances

Date October 30, 2017

Some of the most important lessons you’ll learn in college won’t be taught in a classroom. They won’t have papers or quizzes attached to them, but the tests will come every day for the rest of your life. Your ability to master the pressures of the adult world will determine, in large part, how well […]

3 Reasons You Need an Automatic Savings Plan

Date October 26, 2017

“Save money” is a timeless bit of personal finance advice, but actually doing it can be another story. If you need a way to boost your savings and stay consistent with your goals, setting up an automatic funds transfer can help. There are two ways you might do this. You can set up a transfer […]

7 Ways To Save On Thanksgiving Costs This Month

Date October 18, 2017

It’s hard to believe that we’e already talking about the holidays, but they’ll be here before we know it! Between your turkey, ingredients for the holiday meal and décor to set the ambiance, hosting a Thanksgiving dinner is not cheap. If you’re looking for ways to cut back without compromising on quality, read on for […]

Holiday Hacks For Traveling College Students

Date October 16, 2017

With the holiday season fast approaching, college students across the country are thinking about their trips home. Whether you choose to go home for Thanksgiving or Winter Break -or both – if that trip means hopping on a plane, you’re looking at some big expenses. Can a cash-strapped college student pay for airline flights during […]

I Need Money Fast! Is a Personal Loan the Answer?

Date October 13, 2017

Q: I need to get money together in a hurry. What can I do? Help! A: There are times in your life when you need cash fast. It may be hospital bills, car trouble or crushing debt. A personal loan is for times like these. Personal loans range from $1,000 to more than $50,000, and are not […]

Payroll (Pay) Card Or Direct Deposit?

Date October 10, 2017

Q: My workplace is offering employees a choice of receiving their wages by direct deposit or pay cards. What are the main differences between the two options? A: Direct deposit  means your paycheck will be deposited right into your checking account, while a pay card works much like a prepaid gift card. There are many other differences, […]

How Low Can You Go? Give Your Child The Grocery Challenge

Date October 6, 2017

Do you ever feel like all your money goes toward groceries? Out of all the non-fixed expenses a household can have, food costs take the biggest bite out of the average monthly budget. Understandably, trying to trim the family’s grocery bill is an ongoing battle for most of us. Give your kids a leg up […]

Should I Make A Balance Transfer?

Date October 4, 2017

Q: I’m considering a balance transfer to an interest-free card. Is that a good idea? A: Transferring some or all of your credit card debt to one that includes an introductory interest-free period can help you move toward a debt-free life. However, there are some things to be aware of. Consider these pros and cons: Pros 1. […]

Debit Cards – Credit Cards With Training Wheels

Date September 29, 2017

When it’s time for teenagers to drive, they’ll need to pay for gas, insurance, and vehicle maintenance costs. Plus, whenever they are out on the road, there’s a good chance they may be spending money at restaurants, stores, and theaters too. You probably don’t want your teenager carrying a lot of cash, so that means […]