In the past year or so, we’ve all seen several banks and credit unions failing and either closing their doors completely, or being swept up by a larger financial institution. A good way to check on your financial institution’s well-being, besides looking at annual reports, is to check their rating on [...]
Entries Categorized as 'Tips'
Check your Financial Institution’s Rating
October 8, 2009
Attention First-Time Homebuyers – Get Moving!
August 5, 2009
It has recently been reported that home sales, construction and prices increased in June. What does that mean for first-time homebuyers? Now is the time to do your homework, take advantage of savings and offers, and get into a home! Government Tax Credit If you purchase your first home before December 1, 2009, you may be [...]
Chrysler Jumps on Cash for Clunkers Bandwagon
July 22, 2009
In an effort to boost sales of its 2009 fleet, Chrysler has announced it will offer up to $4,500 cash on most 2009 model vehicles. This incentive is valid through Aug. 31, 2009. This is double what is offered by the Cash for Clunkers program, which starts Friday July 24th. Here’s how it works: When you trade [...]
Teach Your Kids to be Smart Shoppers!
July 13, 2009
Like it or not, your kids are part of a huge consumer group. They influence billions of dollars in purchasing power each year, and advertisers spend billions of dollars marketing directly to them. If your toddler is already singing, “I’m lovin’ it”, that’s no coincidence. How can you teach your children to be smart shoppers?
Budgeting Tips from CNN Money
June 10, 2009
Budgeting. We all know what it means, but do we do it? Maybe we think we are, or maybe we intend to, but never get around to implementing it. Or, maybe, we don’t know how to budget at all. Budgeting is especially important in this economy. Making each dollar count and ensuring all of our [...]
Money and Credit Management for Teens
May 22, 2009
On Thursday I was fortunate to have the opportunity to speak to a group of graduating Seniors from Champs Charter High School in Van Nuys about money management and how to maintain good credit once you get into college and life after High School. I am a huge advocate of financial literacy in the classroom, [...]
Protect Yourself:Choose a hacker-proof password
May 18, 2009
Think about your passwords for a minute. How many do you have? Are they all pretty similar? And how hard would it be for someone to guess what they are? You may have passwords for your debit card, your credit card, your online banking, and your favorite web sites. It probably only took you a [...]
Does the IRS Owe You Money?
April 16, 2009
According to Congressman Brad Sherman, there are thousands of Los Angeles County residents who are owed millions of dollars in undelivered tax refunds and stimulus payments from 2008. Did you move? Did you change your name? These are the top reasons for the checks not making it to people’s homes. When this happens, the check [...]
Surprising Expenses for New Parents
April 10, 2009
As someone who’s been there, I know firsthand the abundance of expenses that fall into your lap as a new parent. Though your little bundle of joy warms your heart and amazes you on a daily basis, those cute little cherubs can cost you some serious money! Between diapers, bottles, formula, and clothes, the smallest [...]
How High Will Your Credit Card Rate Go?
March 19, 2009
Yesterday I watched President Obama speak and field questions from residents at the Town Hall meeting in Orange County. An attendee asked the President a very good question: “Why aren’t there interest rate caps (the maximum amount of interest that credit card lenders can charge) on credit cards? Why are some cards as high as [...]
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