March 19, 2009Yesterday I watched President Obama speak and field questions from residents at the Town Hall meeting in Orange County. An attendee asked the President a very good question: “Why aren’t there interest rate caps (the maximum amount of interest that credit card lenders can charge) on credit cards? Why are some cards as high as [...]
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March 12, 2009If you haven’t already heard about it, Hyundai has added a fabulous addition to their already popular Assurance Program. With Assurance Plus, if you lose your job or are disabled and are having a hard time making your car payments, Hyundai will make your payments for you for three months. After the three-month period, if [...]
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March 2, 2009A few weeks ago, I wrote a post about a possible tax deduction for new car buyers, as part of President Obama’s stimulus package. Well, good news, it was passed! As part of the stimulus package, taxpayers will be able to deduct the both local and state sales tax paid on new car purchases up [...]
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February 3, 2009I recently read an article on MSN Money about the safety of online banking. There was a story about a business owner who had about $90,000 stolen from his online banking account. There were others who were saying they were skeptical about online banking. Online banking fraud is rare and there are so many reasons [...]
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January 26, 2009If you’re like me, you can’t believe it’s tax time again. Time to pull out the shoeboxes and go through receipts for the year, Or, if you’re lucky, just collect all your W-2′s and 1099′s. Are you expecting a refund this year? If so, read on… Each year, millions of Americans look forward to a [...]
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January 14, 2009Time and money. When we have one, we rarely have the other. For most people, retirement comes when they have the most time, but the least amount of money. Retirement should be a time to relax and enjoy what you like most, but we also know that living on a fixed income requires careful planning [...]
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January 8, 2009Like most of you, I’ve been hearing a lot lately about the new Assurance program from Hyundai, the Korean car-maker. It’s too early in the game for me to review it, but I can give you details. Honestly, the deal sounds like a good one, and in this economy, I give Kudos to Hyundai for [...]
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December 29, 2008With the downturn of the economy, the holidays, and for whatever other reasons, credit card fraud is increasingly becoming a problem. Whether your card is stolen, or skimmed, thieves are using innocent consumers’ cards to buy gas, shop at Wal-Mart, buy groceries, and more. What is skimming? Skimming is the theft of credit card information. [...]
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December 26, 2008A few days ago somebody forwarded me this article about the cheapest family in America. I didn’t know what to think, but as soon as I started reading I was intrigued. Basically, there is this family of seven – yes, seven - in Arizona who lives off of only $44,000 a year, and have already paid [...]
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December 22, 2008I’ve been hearing a lot of buzz that the best time to buy a car, because of all the money-saving deals, is between December 25th and January 1st. So I decided to talk to a couple contacts I have in the auto industry to see if it was true. According to them, it is. Dealerships [...]
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Marnie Nemcoff is the Vice President of Marketing for Matadors Community Credit Union. She has worked in the banking industry since 1989, and has been with credit unions since 1997.
