Refinance Your Car Loan and Save Money!

Date April 8, 2013

If you’re driving the “same old” car you’ve had “forever”, or if you just bought a new car in the last couple of years, you might be able to refinance your loan and save money on payments!

If you’re paying  more than 3% on your auto loan, you’re paying too much. Rates have dropped significantly, and MCCU may be able to help you save money! We are currently offering car loans as low as 2.49% APR¹ with no payments for 90 days!²  And we make it so easy to apply! Once you are approved, the process is quick and easy and you can start saving fast!

Want to see how much we can save you? Check out our free Facebook auto loan calculator and see what your payments could be. And remember, you won’t have to make a payment for the first 90 days of the loan! You can apply online for a fast response, and if you don’t live near a branch, don’t worry – we can help you by phone, fax, and email!

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Join Us For our Anniversary Celebration Day Saturday, April 20th!

Date March 27, 2013


Bring Your Family For a Day of Fun and Help Us Celebrate 50 Years!

 

 

 

 

Saturday, April 20th

Chatsworth Branch

20045 Prairie Street (at Winnetka)

9:00am to 1:00pm


Door Prizes¹  •  Free Food  •  Fun for Kids

Win an iPad Mini, gas cards, restaurant gift certificates and more!

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Don’t Fall Victim to Identity Theft

Date March 12, 2013

 Identity theft occurs every 2.7 seconds!* We’re here to help!

Here are 10 steps you can take to protect and minimize your risk of identity theft: 

  1. Shred financial documents and paperwork with personal information before you discard them.
  2. Protect your Social Security number. Don’t carry your Social Security card in your wallet or write your number on a check. Give it out only if absolutely necessary or ask to use another identifier.
  3. Don’t give out personal information on the phone, through the mail, or over the Internet unless you know who you are dealing with.
  4. Never click on links sent in unsolicited e-mails; instead, type in a web address you know. Use firewalls, anti-spyware, and anti-virus software to protect your home computer; keep them up-to-date.
  5. Don’t use an obvious password like your birth date, your mother’s maiden name, or the last four digits of your Social Security number.
  6. Keep your personal information in a secure place at home, especially if you have roommates, employ outside help, or are having work done in your house.
  7. Review financial accounts and billing statements regularly, looking for charges you did not make.
  8. Be on the alert for denials of credit for no apparent reason.
  9. Pay attention to billing cycles. Bills that do not arrive on time may have been misdirected by identity thieves.
  10. Carry only the credit cards and identification on you that you actually need.

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Why e-Statements Help Protect You From Identity Theft

Date February 22, 2013

Are you tired of checking your mailbox and finding nothing but bills, junk mail, and statements from your bank or credit union, your mortgage lender and your investment firm? With no more Saturday mail service starting in August, imagine how full your mailbox will be on Monday!

Is your mailbox locked? Can anyone access it? Identity thieves will go to great lengths to steal your personal information in an attempt to commit identity theft. One such method is to steal bills and statements from your mailbox. I’m not saying this to frighten anyone, but it is a reality. And there is a way to prevent this from happening, aside from getting a lock on your mailbox.

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Help Us Celebrate Our Anniversary! Like Us on Facebook and Enter to Win an Amazon Gift Card!

Date February 1, 2013

Tweet and Win a College Scholarship!

Date January 15, 2013


If you’re a High School Senior, or a parent of one – check out Tweet For College!

If you are on Twitter, send a quick tweet and you could win a $1,000 college scholarship!  This year’s scholarship question is [insert drum roll] …
“In what ways do credit unions help people live Happily Ever After?”

Think you can provide an answer in 140 characters or less? Click for details on how you can enter to win this year’s scholarship!

 

Not a Credit Union member? Check out our Kid’s Accounts, including accounts for teens! We also offer Private Student Loans to help pay for college!

Credit Report Tips

Date January 9, 2013

Have you ever reviewed – in granular detail – your credit report? Here are a few tips that can help make sure you’re in prime position for mortgage approval – and receive the best terms and conditions possible:

Avoid The “Free Credit Score” Traps:
Even though you likely see a myriad of advertisements for “Free Credit Scores” on television and the Internet, there is only one official website where you are entitled to receive a free copy of your credit report every 12 months. That website is http://www.annualcreditreport.com. On that site, and only that site, can you receive your credit report from the three major repositories (Experian, Equifax and Transunion). Note – this site also gives you the opportunity to pay for your credit score (as opposed to credit report). For this exercise, you don’t need to know your credit score so I suggest you pass on purchasing your credit score.

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Celebrating Our Golden Anniversary

Date January 4, 2013

A Few Thoughts on Our 50th Anniversary

By Dale Verderano, President and Chief Executive Officer

In the blink of an eye, a tiny credit union started by a few college professors at a fairly new campus called San Fernando Valley State College, has grown into a $139 million¹ full-service financial institution serving thousands of members all over the country.

That blink is actually 50 years. And I cannot be more proud to say that Matadors Community Credit Union – then Matadors Federal Credit Union – has evolved into an award-winning, financially solid financial institution.

When the Credit Union was first formed, the only products offered were a standard savings account and personal loans. Over time, the Credit Union has added the products and services the community needed – checking accounts, retirement accounts, auto loans, and mortgages. Today, we offer everything from Free Checking accounts, Health Savings Accounts and mobile banking apps to Energy Loans, Home Equity Loans and much more.

I am also proud to say that many of our employees have been with the credit union for 20 years and longer. When you walk into a MCCU branch, you are greeted by the same, friendly and knowledgeable staff that you have come to know and trust.

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Used Book Sale and Winter Clothing Drive

Date December 14, 2012

Used Book Sale

The Friends of the Northridge Branch Library are holding a used book sale on Saturday, Dec. 15. There will be a wide variety of books, hardcover and paperback, non-fiction and fiction, in great condition for sale at very low prices. Proceeds go toward purchasing new books and the library’s free programs and activities.

  Saturday, Dec. 15
10:00 am to 4:00 pm
Northridge Branch Library
9051 Darby Ave., Northridge

 

  For more information, call (818) 993-9848 or email friends.nrlibrary@gmail.com.

 

 

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ATM Machine Skimming: Anyone Can Be at Risk

Date December 4, 2012

You can protect yourself better by understanding how scams work so you can prevent criminals from fooling you. One recent scam that has been quite popular is ATM skimming. Never heard of it? Well, here’s what you need to know to protect yourself from this scam:

How does ATM Skimming Work?

ATM skimming involves a two part process. The first part happens when thieves plant hidden electronics in the card reader at an ATM. The false reader is called a “skimmer.” The skimmer is placed over the normal card reader at the ATM, fitting almost like a glove over the normal slot. Once it’s in place, the ATM user will unwittingly slide their card into the planted reader, which will scan and store all of the information from the magnetic strip of the card.

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